Category Archives: Uncategorized

List Of Documents Needed For Pre-Approval

Before making an offer on the house, you need to get preapproval from your financial institution. That way, you can be sure of the loan amount you can be awarded. Remember, you can use calculators to get an estimated amount, but there is a huge chance it might be different from the actual amount the bank awards you. Well, here are some of the necessary documents required before getting a preapproval.

1. Employment History
Before getting a preapproval, you need to provide proof of employment. The documents needed as evidence here include the following.

• Provide W2 forms for the last two years

• Pay stubs for the last 1 to 3 months

• Personal tax returns for the last two years

If you are self-employed, you need to provide the following:

• Personal and business tax returns for the last two years

• Profit and loss statements for every year you have been self-employed

• Balance sheets for every year your business has been in existence

2. Credit History And Rating
Next, you need to provide proof of your credit history and rating. Here, you need to provide the following documents.

• Credit score

• Credit report

N.B.: The loan officer might have a copy of your credit score and report, but it is always prudent to review them on your own before trying to get a preapproval.

3. Current Total Debt
If you have any debts, you need to provide account numbers, balances and names for the following:

• Student loans

• Credit cards

• Car loans

• Divorce decree

• Store lines of credit

• Alimony payments

• Any other consumer debt with monthly payments

• Child support payments

4. Proof Of Down Payment
If there has been a down payment, you need to provide the necessary documentation for such. Provide bank statements for the last two months showing the account balance for both your savings and checking accounts.
5. Assets And Investments
Do you have any other assets and investments? Provide statements for the last two months of your bonds, stocks or other investments. Don’t forget to provide account statements for your retirement accounts such as IRA or the 401k.

6. History Of the Previous Residence
Finally, you need to provide the details of your former landlord if you were renting such as the name and contact details. If you already own a home, you need to provide any current mortgage documentation.

Why Is A Preapproval Important?

With a quick preapproval, you will have an idea of what you can afford before shopping for a new home. Picking a mortgage program or lender can always be done once you have purchased the house. Once you have gone through the preapproval process, you will get a letter that you can present to the seller or realtor for the best results.

There is also an in-depth preapproval that allows you to find out the exact amount you afford and also find the right mortgage program. Of course, if you are getting a mortgage on your home, you need to find the right mortgage lender or broker to use before buying the home.

During the preapproval process, you might be requested to fill a loan application form, online or on site. Here, you need to provide your credit history, your employment history, and your financial standing. It might be several pages long but completing it would be quite easy. Once you have applied the form and all your documentation has been reviewed, the bank or financial institution will communicate to you the status of your loan.

As a potential homebuyer, it is prudent to go through the preapproval process before house hunting or making an offer on any house.

Andromeda Hyper AVI Converter

is an application that converts quite an amount of video formats. The list includes avi, divx, xvid, dvd, h264, mpg, mpeg2, mpeg, mp4, ifo, vob, swf, m2v, dvr-ms, dat, vcd, svcd, vro, mov, qt, wmv, asf, 3gp, 3gpp, 3g2, 3gp2, rm, rmvb, dv, dif, mpe,m1v, mkv, ogm, flv, h261, h263, and m4v. The conversion engine is quite fast and the resulting video is preserving the quality of the original. Output videos compaible with major home cinemas, viewable also in standard Windows PC and the resulting quality is very close to the original. Try our powerful, fastest and easiest video converter application for converting all popular video formats into AVI movie video with excellent output quality…. more

Andromeda Hyper YouTube Magic Tool XXX

downloads video and music from all YouTube and similar websites, and saves them on your computer or directly to your iPOD / iPhone / PSP / Pocket PC / Zune / 3GP Cell Phone. All downloaded videos (FLV) can be converted by Andromeda Hyper YouTube Magic Tool XXX directly to other popular video formats including AVI, MPEG4, DivX, XviD, iPOD Video, iPhone format, Sony PSP, Microsoft Zune video player, 3GP, 3G2, and video compatible mobile phones Pocket PC (IPAQ) etc.. Product supports lot of settings and features like adjustable audio volume. Have implemented several unique functions as turbo download, enhanced packet optimizer, provideo computing and featured helpers as:

Integrated Clever Wizard could help you to recognize the download link from thousands of unsupported streaming video sites.
Integrated Clever Video File Finder. This best search method perfectly could help you to recognize and save all viewed videos from your disk. This function helps you save viewed videos from thousands of unsupported internet video sites. Also from internet video sites, that will be developed tommorow.
Drop target for comfortable video download from youtube.com site

Andromeda Hyper YouTube Magic Tool XXX is a YouTube downloader and YouTube converter software to download YouTube video from YouTube and convert YouTube video to iPod / PSP videos.
YouTube Download Tool
lets you fully experience YouTube videos at home or on the go. This software with single step can download and convert YouTube videos. With the YouTube video downloader and YouTube video converter, you can easily get any videos from FLV files in YouTube.com to play on your iPod, PSP, 3GP mobile phone, Apple TV, Zune, iPhone etc. Supported the output formats include: AVI, MPEG, MP4, 3GP, H.264/MPEG-4 AVC, PSP MPEG-4, FLV and SWF.

Today you can download and save videos from web pages released in future. Try the best vids downloader ever! With this product you able anytime download, save or convert FLV videos from all well known sites like youtube.com (utube). You can download lot of christian videos and christian music videos from godtube.com. Also vidoes from video.google.com, video.yahoo.com, myspace.com, facebook.com, collegehumor.com, metacafe.com, mtv.com, ESPN Sportszone, sport1.de (Sport 1 Multimedia center), myvideo.de, megavideo.com, dailymotion.com, imdb.com, blip.tv, revver.com, archive.org, break.com, crunchyroll.com, tinypic.com, sidereel.com, tv.com, zedge.net, broadcaster.com, ,buzznet.com, ebaumsworld.com, peekvid.com, liveleak.com, ringo.com, gofish.com, ifilm.com, hi5.com, strain, photobucket.com , uncutvideo.aol.com, perfspot.com, alluc.org, bebo.com, multiply.com, tagged.com, netlog.com, etc …

YouTube Download Tool can download all types of youtube videos. For YouTube video fans, YouTube Download Tool is undoubtedly the ideal choice for downloading and converting FLV videos from YouTube to a popular formats such as AVI many others. With super fast download and conversion speeds, you can download and convert YouTube videos to various formats compatible with any multimedia devices.
With built in list can anytime easily open videos from selected page. Software have children protection, but after [CTRL-click] on application window you got list with all known erotic and porno video pages. Few of one of our most widelyknown is: redtube.com, xtube.com, pornhub.com, xvideos, youporn.com, megarotic.com, pornotube.com, badjojo.com, bangbros.com, lifeout.com, yuvutu.com, tube8.com, lubetube.com, boysfood.com etc …

We are pleased to meet your wish and enclose our specialtys as:

Ability to download video from NFL.com (National Football League)
Capablity to download video from NBA.com (National Basketball Association)
Skill of downloading any video from MLB.com (Major League Baseball)

We like sports, we love download sport videos.

At this time not known any video page, that can’t be saved with this software. If page require login or some adult authorisation, Integrated Clever Video File Finder function can save anytime, anything from anywhere. List of known internet video sites is here.

Videos from sites like youtube can be saved directly, but if you need save video from unsupported web page, or site with changed code or content, simply watch it in your browser and then activate the magical Clever Video File Finder with click to find (search magnifier) button.

Download and register your copy of Andromeda Hyper YouTube Magic Tool XXX today and be able to download and save any video from internet today.